Compare Pet Insurance: Side-by-Side
Last updated: June 2026
All major South African pet insurers compared in one place. Prices shown are the lowest advertised monthly premium for a young, healthy pet and may vary significantly based on breed, age, and cover level. Always confirm details directly with the insurer before signing up.
| Insurer | From /mo | Annual limit | Claims speed | Direct vet payment | Exotic pets | Standout features | |
|---|---|---|---|---|---|---|---|
| Oneplan | R80 | Unlimited | Same day | Yes | — | Prepaid card system, unlimited vet visits | Review |
| Dotsure | R99 | R130k | 2-4 days | — | Yes | 5 plan tiers, new add-ons (Excess Buster, Cover Gap) | Review |
| OUTsurance | R120 | R60k | 1-3 days | — | Yes | Cash-out bonus, trusted brand | Review |
| Medipet | R90 | R70k | 5-7 days | — | — | Longest-running SA pet insurer | Review |
| PawPaw | R85 | R50k | 3-5 days | — | — | Boutique, personal support | Review |
| Checkers Pet | R69 | R30k | — New | — | — | Cheapest option, retail brand | Review |
Pricing and limits are estimates based on publicly available information as of June 2026. Insurer offerings change — always verify directly. For individual assessments, see our full reviews section. For claim turnaround context, see our claim-speed comparison. If you're wondering whether insurance is right for you at all, start with our insurance guide.